Are you a freelancer, creator, or small business owner using WhatsApp to sell products and services? You’ve likely faced the biggest hurdle: getting paid. How do you smoothly transition from a chat about a sale to actually receiving money, especially from international clients? The process can be clumsy, involving multiple apps and high fees.
What if you could accept payments from clients in the USA, UK, Canada, or anywhere else, directly from a link inside your WhatsApp chat?
This guide is your definitive solution. We will walk you through exactly how to enable the WhatsApp payment feature using a powerful tool: the AirTM payment link. By integrating AirTM with your WhatsApp Business account, you can create a seamless, professional, and instant payment option for your customers worldwide.
This article provides the blueprint, but for a live, practical demonstration, our comprehensive YouTube video will show you every click and tap.

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Why Use AirTM for Your WhatsApp Payments?
Before we dive into the “how,” let’s understand the “why.” Standard payment methods often fail when your customer is in another country. AirTM bridges this gap effortlessly.
- Global Reach, Local Feel: Accept payments from anywhere in the world. Your clients in the US or Europe can pay you as easily as if they were buying locally.
- Multiple Payment Options for Customers: Your buyers can pay you via their credit/debit card, a direct US bank transfer, or even stablecoins (cryptocurrency). This flexibility eliminates payment friction and increases your sales conversion.
- Instant and Secure: Payments are processed quickly and securely, giving both you and your customer peace of mind.
- Fast Withdrawals to Your Local Bank: The money you receive in your AirTM account isn’t stuck. You can withdraw it to your local bank account—be it in Nigeria, India, or hundreds of other countries—often in minutes.
The Key: Your Universal AirTM Payment Link
The magic behind this entire system is your personal airtm.me
payment link. Think of it as a universal checkout page. When a customer clicks this link, they are taken to a secure portal where they can pay you using a variety of methods. This single link is what you will integrate into your WhatsApp Business profile to unlock global payments.
A Step-by-Step Tutorial on WhatsApp and AirTM Integration
Let’s get your payment system up and running. Follow these simple steps to connect AirTM to your WhatsApp for Business account.
Ready to See It in Action? Watch the Full Video Tutorial
Reading the steps is one thing, but seeing it done is another. Our detailed video guide walks you through every single tap and click, from generating your AirTM link to making a test payment. It’s the fastest way to master this process.
Step 1: Generate Your AirTM Account and Payment Link
First things first, you need an AirTM account and your unique payment link. If you don’t have an account yet, now is the perfect time to create one.
- Sign Up for AirTM: Use the official AirTM link to sign up. As part of a special partnership, new users who meet the requirements can receive a $3 sign-up bonus.
- Generate Your Virtual US Bank Account: Inside the AirTM app, navigate to the section to generate your virtual US bank account. This provides you with US banking details that clients can use for direct transfers.
- Find Your Payment Link: Go to the “Request” or “Receive” section and look for your
airtm.me
link. This is the link you’ll share. You’ll see options to share it via QR code, email, or directly to WhatsApp. - Copy Your Link: Simply copy your
airtm.me
payment link to your clipboard. You’re now ready for the next step.
Step 2: Integrate the AirTM Link into Your WhatsApp Business Catalog
Your WhatsApp Business Catalog is your digital storefront. By adding your payment link here, you turn every product view into a potential sale.
- Open WhatsApp Business Tools: Go to
Settings > Business Tools > Catalog
. - Select a Product or Service: Choose an existing item you want to enable payments for, or add a new one.
- Find the “Link” Field: When editing the product details, scroll down until you find the field for a website link or a similar option. This is where your payment link goes.
- Paste Your AirTM Link: Paste the
airtm.me
link you copied earlier into this field. - Add an Instruction (Optional but Recommended): In the product description, you can add a clear call-to-action like, “To pay securely, use the payment link below.”
- Save Your Changes: Tap “Save,” and WhatsApp will review and update the product listing.
You have now successfully integrated a global payment gateway directly into your WhatsApp product catalog!
Now that your products are payment-enabled, it’s time to make sales.
You can share your entire catalog or individual products with customers in a chat, post the link on your social media profiles, or add it to your WhatsApp Status. When a customer views the item and is ready to buy, they simply tap the AirTM link you added.
The Customer Payment Experience: Simple and Versatile
When your buyer clicks the AirTM link in your catalog, they are presented with a clean, simple page with your name and several payment options:
- Pay with Card: They can enter their debit or credit card details.
- US Bank Transfer: They can use the virtual US bank account details you generated to make a direct transfer.
- Pay with Stablecoin: For crypto-savvy customers, they can pay using digital currencies like USDC.
- Other Methods: AirTM supports over 400 payment methods globally, which they can access if they have an AirTM account.
Once they complete the payment, the funds appear in your AirTM account almost instantly.
You’ve Been Paid! How to Withdraw Funds to Your Bank Account
Receiving the money is great, but you need it in your local bank account. Withdrawing from AirTM is incredibly fast and easy.
- Open the AirTM App and navigate to the “Withdraw” section.
- Select Your Payment Method: Search for your country’s bank transfer option (e.g., “Nigeria Bank Transfer”).
- Enter the Amount: Type in the amount in USD you wish to withdraw. AirTM will show you the exact amount you will receive in your local currency after all fees.
- Confirm and Submit: Follow the on-screen instructions. AirTM uses a peer-to-peer (P2P) network to fulfill the transaction, which is why it’s so fast. In most cases, the money will arrive in your local bank account in under 5 minutes.
For a detailed walkthrough of the withdrawal process, be sure to check out the final section of our video guide.
Frequently Asked Questions (FAQ)
Q: Can I use this WhatsApp payment method in my country?
A: Yes. AirTM is a global platform available in over 190 countries. As long as you can open an AirTM account and a WhatsApp Business account, you can use this method. The withdrawal process supports hundreds of local banks worldwide.
Q: Is it safe for me and my customers to use this payment link?
A: Absolutely. AirTM uses robust security and escrow systems to protect all transactions, ensuring that both the buyer’s payment and the seller’s funds are secure.
Q: Do I need WhatsApp Premium to set up payments this way?
A: No, you do not. This entire process works perfectly with the standard, free WhatsApp Business app.
Q: How much does it cost to receive payments?
A: AirTM has a transparent fee structure. There are small fees for receiving and withdrawing funds, which are clearly displayed before you confirm any transaction. The speed and convenience often far outweigh the minimal cost.
Conclusion: Transform Your WhatsApp into a Global Sales Machine
Stop letting complex payment issues be a barrier to your growth. By leveraging the power of an AirTM payment link with your WhatsApp Business catalog, you can create an automated, professional, and truly global sales system. You can now confidently sell your digital products, physical goods, or professional services to anyone, anywhere.
The next step is to take action.
- Sign up for AirTM to get your payment link and claim your sign-up bonus.
- Watch our step-by-step video to see the entire process in detail.
- Integrate the link into your catalog and start accepting international payments today!