Welcome to the definitive guide from ASK JOFA. If you’re tired of slow P2P transactions and high fees when moving funds, you’ve come to the right place. Today, we’re revealing the Coinbase to AirTM cheapest way to move your money—a method that is fast, direct, and incredibly cost-effective.
Many users struggle with how to cash out from Coinbase to AirTM efficiently. The answer lies in a direct money transfer using USDC on the Stellar network. This process bypasses the complexities of P2P and allows you to transfer crypto from Coinbase to AirTM for a fraction of the cost of other methods.
This article provides the complete framework, but for a live, click-by-click walkthrough, we’ve created the ultimate video tutorial.
Watch the Full Video Tutorial by ASK JOFA
Reading is great, but seeing it in action is even better. This article is the perfect companion to our detailed YouTube video. In it, John Ajiboye walks you through every single step on both the Coinbase and AirTM apps, showing you exactly where to tap to ensure your funds arrive safely and quickly.
For the best learning experience, watch the video below.
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Why Use the USDC Stellar Method? The Benefits
Before we dive into the steps, let’s clarify why this is the superior method:
- Extremely Low Fees: The Coinbase USDC withdrawal fee to AirTM using the Stellar network is often just a few cents. Compared to the high gas fees on Ethereum or withdrawal fees for Bitcoin, the savings are massive.
- Speed: Stellar network transactions are confirmed in seconds, not minutes or hours. Your money moves almost instantly from your Coinbase account to your AirTM wallet.
- Direct Transfer: This is not a P2P transaction. You are sending funds directly from your own wallet to your other wallet, giving you full control and eliminating the need to wait for a peer to complete the transaction.
This is the ultimate convert Coinbase to AirTM step by step process for anyone looking for efficiency.
Coinbase to AirTM Withdrawal Guide: The 3 Simple Steps
Ready to move your funds? Follow this detailed AirTM deposit from external wallet tutorial precisely.
Step 1: Get Your AirTM Stellar USDC Deposit Information
First, you need to tell Coinbase where to send the funds. This involves getting your unique deposit address from AirTM.
- Log in to your AirTM account on the app or website.
- Navigate to the “Add” section.
- Click on “Search for more payment methods” and type “Stellar USDC” into the search bar.
- Select Stellar USDC from the results.
- Choose the “Direct” transfer option. You will be prompted to enter the amount you plan to add.
- AirTM will now generate your unique Stellar USDC Address and, crucially, a Memo.
- Copy both the address and the memo. The memo is essential for AirTM to credit the funds to your specific account. Missing it will cause major delays or potential loss of funds.
Step 2: Send USDC from Your Coinbase Account
Now, head over to your Coinbase account to initiate the withdrawal.
- Open your Coinbase app and go to your Assets.
- Select USD Coin (USDC).
- Tap the “Send” button.
- Carefully paste the AirTM Stellar USDC address you copied in Step 1 into the recipient field.
- You will see a field for the Memo. Paste the memo you copied from AirTM here. Do not skip this.
- Crucially, ensure the network is set to Stellar (XLM). Coinbase may default to another network like Ethereum (ERC-20). Sending on the wrong network will result in the permanent loss of your funds.
- Review the transaction details, including the minimal network fee. Confirm everything is correct and tap “Send now” to complete the transfer.
Step 3: Wait for Confirmation and Use Your Funds
Thanks to the speed of the Stellar network, you won’t be waiting long.
- The transaction will be confirmed on the blockchain within seconds.
- You will receive a notification from both Coinbase and AirTM that the funds have been sent and received.
- Your USDC balance will now be reflected in your AirTM account.
From here, you have full flexibility. You can hold the USDC, exchange it, or proceed with an AirTM withdrawal to local bank, which is a popular option for users in Nigeria, the USA, the UK, and India who want to convert their crypto into local currency.
Frequently Asked Questions (FAQ)
What is the typical Coinbase USDC withdrawal fee to AirTM?
While fees can fluctuate, the Stellar network fee is designed to be extremely low, typically less than $0.05. This makes it one of the best near-zero Coinbase free withdrawal options available in terms of cost.
Can I use a Coinbase to AirTM calculator for this?
A standard crypto calculator can estimate the USDC amount, but it won’t accurately reflect the final low fee of the Stellar network. The best way to see the final cost is to initiate the transaction in Coinbase up to the final confirmation screen.
How long does this direct transfer take?
Typically, the entire process from sending on Coinbase to receiving in AirTM takes under 5 minutes.
What happens if I forget the Memo?
Forgetting the memo is a serious issue. You will likely lose your crypto. I onece made that mistake and i never recover my crypto and AirTM could not help me either. Though, AirTM uses the memo to identify which user account to credit. Without it, your funds will arrive at AirTM’s main wallet but not in your personal account. You will have to contact AirTM support to try and recover the funds, which can be a long and difficult process. Always double-check the memo.
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